c:\bsagent>ruby bsbot.rb Hello I have loaded c:/bsagent/bsagent-api.yaml. # Bank: sell loan to Person. > Bank: your assets are +loan and your liabilities are +deposit Bank assets | liabilities ----------------------------------- +loan | +deposit | # Person: sell IOU to Bank for deposit. > Person: your assets are +deposit and your liabilities are +debt Person assets | liabilities ----------------------------------- +deposit | +debt | #Person: buy car for deposit. > Person: your assets are -deposit, +car Person assets | liabilities ----------------------------------- +deposit | +debt ---------- | ---------- -deposit | +car | | #Car Company: sell car to Person for deposit. > Car Company: your assets are +deposit and your liabilities are -car Car Company assets | liabilities ----------------------------------- +deposit | -car | #Person: sell labor to Employer for money. > Person: your assets are +money and your liabilities are -labor Person assets | liabilities ----------------------------------- +deposit | +debt ---------- | ---------- -deposit | +car | ---------- | ---------- +money | -labor | #Employer: create goods from labor for money. > Employer: your assets are +labor, +goods and your liabilities are -money Employer assets | liabilities ----------------------------------- +labor | -money +goods | | #Person: pay money to Bank (discharge your debt). > Person: your assets are -money and your liabilities are -debt Person assets | liabilities ----------------------------------- +deposit | +debt ---------- | ---------- -deposit | +car | ---------- | ---------- +money | -labor ---------- | ---------- -money | -debt | #Bank: transfer the deposit liability from Person to Net Worth. > Bank: your assets are -loan, +money and your liabilities are +Net Worth Bank assets | liabilities ----------------------------------- +loan | +deposit ---------- | ---------- -loan | +Net Worth +money | | #Bank: transfer money to Net Worth to Bank Investor so it's now off-balance-sheet. > Bank: your assets are -money and your liabilities are -Net Worth Bank assets | liabilities ----------------------------------- +loan | +deposit ---------- | ---------- -loan | +Net Worth +money | ---------- | ---------- -money | -Net Worth | > Bank Investor: your assets are +Net Worth Bank Investor assets | liabilities ----------------------------------- +Net Worth | | #Bank Investor: consume. > Bank Investor: your assets are -Net Worth, +goods Bank Investor assets | liabilities ----------------------------------- +Net Worth | ---------- | ---------- -Net Worth | +goods | | #Bank: borrow short from a money dealer, or the Fed, or a private centralized clearinghouse like a shadow Fed, using the remaining part of Person's original loan as collateral.... > Bank: your assets are +deposit and your liabilities are +loan Bank assets | liabilities ----------------------------------- +loan | +deposit ---------- | ---------- -loan | +Net Worth +money | ---------- | ---------- -money | -Net Worth ---------- | ---------- +deposit | +loan | >